Comments on: Best cash back credit cards

By: Saifillahi

Saifillahi — Sat, 15 Aug 2020 15:59:17 +0000

Education

By: TOM SAIN

TOM SAIN — Wed, 05 Feb 2020 15:03:51 +0000

Just recently i saw a review on the internet about this ethical credit repair man named creditsmart who raised a credit score from 410 to 815. He helped me increase my credit score and removed from all 3 credit reports, loans and maxed out credit cards paid off within 72hours. Contact him via CREDITSMARTSPY @ gmail dot com

By: Andrew Wan

Andrew Wan — Fri, 22 Nov 2019 03:39:28 +0000

In reply to Mark.

Wow, yeah that does not sound pleasant. In my experience, it just seems like a poorly trained or brand new rep doing those verifications and they’re not willing or able to deviate from some “standard” list of forms.

A few years ago I was applying for a sizeable car loan, the only reason the lender tried to deny was I never had a loan amount that big before. But everything else was in line: debt ratio, credit, income, employment history, down payment…everything.

They must have come up with (I kid you not) 2 dozen different reasons for trying to turn me down, but I kept pressing for the approval and turning down every one of their reasons until they eventually approved me.

Having a background as a credit analyst/underwriter at a bank served me well in that situation lol!

By: Mark

Mark — Wed, 28 Aug 2019 20:57:40 +0000

In reply to jack.

Agreed – I have excellent credit and 5+ cards with no balance carried. WF said they couldn’t verify my identity. Sitting in their office with a passport, DL and handfull of cards wasn’t good enough. Later they called and said I had past due invoices -not for 25+ years (if ever!) They were not interested in my business at all.

By: Andrew Wan

Andrew Wan — Tue, 18 Jun 2019 18:36:21 +0000

In reply to Julie. Very nice, congrats on the approval!

By: Julie

Julie — Tue, 18 Jun 2019 15:41:16 +0000

I got the BoA spend $500 get $150. Going for the no fee Savor next.

By: Janice Lintz

Janice Lintz — Tue, 18 Jun 2019 13:29:22 +0000

The article doesn’t mention the Citi Double Cash Back card, which is a no annual fee card and has Citi Rewind. In my opinion, it is the best free card since you can use it to pay your federal taxes and still earn a tax-free margin of .13%.

By: Tim L

Tim L — Wed, 15 May 2019 15:00:21 +0000

If you want to skip the noise and not have 7 cards for 7 types of spend, just get the Citibank 2% cash back card. No gimmicks. 2% back on all spend. I still use other cards to maximize return on spend, but you can’t beat Citi Double Cash Back card for simplicity sake.

By: jack

jack — Wed, 15 May 2019 03:55:11 +0000

Two chances to get the Wells Fargo card. Slim and none.

By: synapse88

synapse88 — Sat, 04 May 2019 03:15:13 +0000

In reply to Kathy. Probably the same reason they don't list cards like Fidelity Rewards card that pay 2% of actual cash back: the commission rates aren't as good.